Who it is for. Individuals who want their return done properly and submitted before the deadline pressure begins.
What JT Accountancy can handle
- Income source review
- Tax return preparation
- Relief and allowance checks
- HMRC submission
- Tax payment planning
Who needs a return
JT Accountancy lists directors, landlords, sole traders and people with untaxed income as the usual cases. GOV.UK adds partners in a business partnership, people who had to pay Capital Gains Tax, and anyone who has to pay the High Income Child Benefit Charge outside PAYE.
Rental income is a common trigger. If you let a property in Hull, even one, check whether it needs reporting.
The deadline for the 2025 to 2026 return
The online return and the payment are both due by 11:59pm on 31 January 2027. If you have never filed before, you needed to tell HMRC by 5 October 2026, and if you registered after that HMRC gives you a different deadline, three months from the date on its letter or email. The tax itself is still due on 31 January 2027.
What happens if you are late
A late return starts at £100. After 3 months HMRC adds £10 a day up to £900. After 6 months there is a further 5% of the tax due or £300, whichever is greater, and the same again at 12 months. Late payment adds 5% of the unpaid tax at 30 days, 6 months and 12 months, plus interest.
If you are already behind, say so on the first call. JT Accountancy says it will look at what is outstanding and deal with the most urgent deadlines first.
What to have ready
Income from every source, the costs you can claim for, your Unique Taxpayer Reference if you have one, and any HMRC letters. If you are missing something, the call is the time to say, and JT Accountancy will confirm what is needed.
Questions about self assessment
Who needs a personal tax return?
Directors, landlords, sole traders and people with untaxed income often need to complete Self Assessment.
Can you deal with HMRC on my behalf?
Yes. Once authorised, JT Accountancy can deal with HMRC for the relevant tax return work.
I am behind with my tax. Can you still help?
Yes. Get in touch as soon as you can. Jordan will look at what is outstanding and deal with the most urgent deadlines first.
Can you work with my existing records?
Yes. Jordan can look at what you already have, point out any gaps and explain what is needed.
Checked on GOV.UK, 13 November 2026: GOV.UK: Self Assessment deadlines, GOV.UK: penalties, GOV.UK: Income Tax rates. JT Accountancy’s own page for this service. General information, not advice for your situation.